Sometimes, as a Millennial, I get really resentful. I get tired of the image of our generation being soft and entitled. I’m tired of being told that we need to just “get on with it”. This idea that we were simply given too many participation ribbons as children.
The fact is that the world has changed in the past decade… And Millennials are the fodder.
Tutitions began to rise and we came out of university with record levels of debt.
Jobs, good and steady jobs, became a thing of the past, replaced by contracts that start and stop, and give very little security.
And, housing, dear God, housing. In the Lower Mainland one can’t win. Renting is too much. Owning is too much. We buy these little places, our small foothold into the market, and then can’t move up.
We put off marriage, babies, as we attempt to get a grip.
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How many time have someone has said that they couldn’t buy something whatever they want, but the next week or next Monday because it’s paycheck? (they are living paycheck to paycheck
I heard this sentence twice a week, and I don’t talk to a lot of people. This really makes me think that we should teach young adults more about budgeting than mathematic in school. And this makes me want to write this article.To help people like me before with no clue where to star and how to do a budget.
There is an epidemic of people just surviving paycheck to paycheck. I’m using the word surviving because that it’s what it’s, they’re surviving with what is left of their salary until the next one come. And this needs to stop, people need to stop living these ways.
“living paycheck to paycheck – it’s not really living anyway – it’s…
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Dr. Masaru Emoto, a researcher and alternative healer from Japan has given the world a good deal of evidence of the magic of positive thinking. He became famous when his water molecule experiments featured in the 2004 film, What The Bleep Do We Know? His experiments demonstrate that human thoughts and intentions can alter physical reality, such as the molecular structure of water. Given that humans are comprised of at least 60% water, his discovery has far reaching implications… can anyone really afford to have negative thoughts or intentions?
The rice experiment is another famous Emoto demonstration of the power of negative thinking (and conversely, the power of positive thinking.) Dr Emoto placed portions of cooked rice into two containers. On one container he wrote “thank you” and on the other “you fool”. He then instructed school children to say the labels on the jars out loud…
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Are you thinking moving and not sure which route to take? To rent or own?
There are a few things to consider when trying to decide what works best for you and your family…
Are you financially ready?
If you’re buying, you’ll need a down payment to pay upfront that will fund the equity in the property that proves to lenders you’ve got skin in the homeowner game. The amount you’ll need varies, but the standard preferred amount is 20% and that often gets you the best rates.
When renting – in most cases – there’s no need for a hefty down payment. You may have to come up with a deposit, but it’s generally a lot less than the 20% usually required for buying.
Are you ready for monthly mortgage payments?
If you’re buying, this is the amount you’ll pay each month, which in most cases includes principal, interest (both of which are…
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What is the “Golden Rule of Investing”?
“Think of all money you earn as a Potential source of Future Income”
Don’t think in terms of how much money you have or have saved but rather how much money you can generate from what you have.
In other words, when you receive your pay check, of course you have to pay your bills. And some bills you will always have – electric, water, gas, phone, mortgage but those that you don’t is where you can get the money to finance your future. A great example is your car. A lot of people buy a car – and of course they buy into the marketing that owning that luxury or high priced sports car is more fulfilling somehow. But what you need to consider how much future income did you give up for that little bit of prestige you got from…
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“Stephen Hawking says he no longer feels welcome in the United States, now that President Trump is in power. The renowned scientist and theoretical physicist spoke Monday on ITV’s…” ~ Lindsey Bever
Is something news just because it is mentioned (or tweeted) by the President? As a general rule, the answer is “yes”. What the President does, what the President says is news because he is the President.
The White House takes great pains to set the news cycle by controlling the president’s message and by managing what is said and when it is said. That task has proven more difficult during the Trump administration due to the President’s penchant for tweeting, but the same principles apply. In fact, perhaps due in part to said tweets this administration has demonstrated particular expertise in controlling the media.
President Trump has even taken to declaring what is and what is not “news”.
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Ivanka Trump officially has an office in the White House as of March 20. Though she doesn’t have a government title, Ivanka will have full security clearance, and many more perks that will help her serve as an aide to her father, Donald Trump.