Quick Guide: Renting vs. Buying

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Are you thinking moving and not sure which route to take? To rent or own?

There are a few things to consider when trying to decide what works best for you and your family…

Are you financially ready?

If you’re buying, you’ll need a down payment to pay upfront that will fund the equity in the property that proves to lenders you’ve got skin in the homeowner game. The amount you’ll need varies, but the standard preferred amount is 20% and that often gets you the best rates.

When renting – in most cases – there’s no need for a hefty down payment. You may have to come up with a deposit, but it’s generally a lot less than the 20% usually required for buying.

Are you ready for monthly mortgage payments?

If you’re buying, this is the amount you’ll pay each month, which in most cases includes principal, interest (both of which are…

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The Greater Brillance of Dave Chappelle

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Cross Thought

If you do something right, people won’t be sure you’ve done anything at all. That is the greater brilliance of Dave Chappelle. He is a differentiated comic whose introspection and thoughtfulness open the door to a deeper meaning of comedy, if the viewer choses to engage it. With his incredible comedic range, from jokes about the vulgar to deep thoughts about the meaning of race relations and marriage in America, Chappelle can attract anyone with his magnetic and intimate style.

There are few 21st century pop culture figures as intriguing as Dave Chappelle. Of course you could take his act at face value, but I found that the more you try to dig in and understand who he really is you are left more questions than when you started. His mysterious persona is intertwined with his genius because as a viewer you are unable to tell who the real…

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Diary of a Pseudo – Broke Girl

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There are times in a girl’s life, when the shopaholic brat, inside of her, blinds her choices and rules her actions. As a fashion lover, I can’t deny it, that part of me, wants to get its way more times than I can recall, but I tend to be very rational about it. Nevertheless, I am still only human.

When I opened my latest bank statement it felt like a punch to my gut. It left me panting for air. I was walking on Rebecca Bloomwood’s fuchsia furry boots, and it didn’t feel good. My eyes scrolled down the stiff paper trying to take in every number. There was no mistake. I could account for every figure on the statement.

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Happy Valentine’s Day!!! Here’s Ryan Gosling story & pics

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Matingas

She’s at a job interview right now. Then she should be on her way back to me.

It’s the longest we spent apart since we met. Just one night.

I got so used to her. To us. That now is odd for her not to be around. And I overslept. By a lot.

Bisho took her place in bed. Hey. I love my cat. But I prefer her by a lot.

I slept all over the place. And woke up several times in the morning. Just to be like… wait… have I been dreaming for the past week or so?!

Nah. My room is extremely clean.

I don’t even remember what it used to be like. Well… it was very dirty. But I ignored the fuck out of it.


Sunday was great.

Not only is my blog infested with cheesiness. Now my Instagram story line is too. First video story…

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Happy Small Business Saturday!!! – Support local business stores around your community

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Small Business Saturday is an American shopping holiday held on the Saturday after US Thanksgivingduring one of the busiest shopping periods of the year

First observed on November 27, 2010, it is a counterpart to Black Friday and Cyber Monday, which feature big box retail and e-commerce stores respectively. By contrast, Small Business Saturday encourages holiday shoppers to patronize brick and mortar businesses that are small and localSmall Business Saturday is a registered trademark of American Express corporation.

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In 2010 the holiday was conceived and promoted by American Express via a nationwide radio and television advertising campaign. That year Amex bought advertising inventory on Facebook, which it in turn gave to its small merchant account holders, and also gave rebates to new customers to promote the event.

American Express publicized the initiative using social media, advertising, and public relations. Many local politicians and small business groups in the United States issued proclamations concerning the campaign, which generated more than one million Facebook “like” registrations and nearly 30,000 tweets under the Twitter hashtags #smallbusinesssaturday and #smallbizsaturday

Leader of the Pack (Business Philosophy) – The ONLY way is UP

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Enter this Referral Code when Applying: SISYPHUS1

Motivation Monday!!! – Take Control of your Life by Anthony Robbins

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Be Like Water

Boy on top of mountain enjoying the view

Anthony Robbins Motivation – Tony Robbins 5 Steps To Take Control Of Your Life Now

Tony Robbins has been an inspiration for millions. Love him and his philosophy or not, it is undeniable that he has had a positive impact on millions of people. He has sold over 30-million motivational tapes, published three best-selling self-help books, more than 2 million people attended his seminars and another 10,000 (including myself) have attended his mastery university in Hawaii. His core products include Get The Edge – Unlimited Power – Date with Destiny – Mastery University and more.
Here are the top 10 lessons that I learned from Tony Robbins:
1) By altering your body’s physiology, you can achieve an immediate change of your emotional state. The mind will follow whatever state your phsyical body is in and not vice-versa.

2) Ask specific questions of yourself (in your self-talk) to direct and control…

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Motivation Monday – How to stop screwing yourself over by Mel Robbins

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Weekend Inspiration – Powerful Inspirational true story – Never give up! (Congrats to all Olympians)

Motivation Monday!!! – J.K. Rowling’s Top 10 Rules For Success

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