The Pyramid Of Mastery

The Improvement Factory

True mastery comes from being in balance with the most important areas of your life. Doing this is no easy task but if done correctly it will give an extraordinary quality of life. These areas are:

  • Physical Body
  • Emotions and Meaning
  • Relationships
  • Time
  • Career
  • Finances
  • Contribution and Spirituality

Each of these areas requires focus – neglecting any one of them can cause massive pain in your life. To create a life of true fulfillment, you must master all seven areas.While some areas may be stronger than others, it is important that you continue improve each of them. In doing so, you will create more balance in your life. This balance will allow you to create more momentum and power. Continual progress is the way you get bigger and better results while feeling more fulfilled.

To live an extraordinary life, you must know where you are and where you want to be …

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Millennials: Entitled? Or Simply Screwed?

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Sometimes, as a Millennial, I get really resentful.  I get tired of the image of our generation being soft and entitled.  I’m tired of being told that we need to just “get on with it”.  This idea that we were simply given too many participation ribbons as children.

The fact is that the world has changed in the past decade… And Millennials are the fodder.

Tutitions began to rise and we came out  of university with record levels of debt.

Jobs, good and steady jobs, became a thing of the past, replaced by contracts that start and stop, and give very little security.

And, housing, dear God, housing.  In the Lower Mainland one can’t win.  Renting is too much.  Owning is too much.  We buy these little places, our small foothold into the market, and then can’t move up.

We put off marriage, babies, as we attempt to get a grip.

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Beginner Budgeting Tips

Finance in Heels

How many time have someone has said that they couldn’t buy something whatever they want, but the next week or next Monday because it’s paycheck? (they are living paycheck to paycheck

I heard this sentence twice a week, and I don’t talk to a lot of people. This really makes me think that we should teach young adults more about budgeting than mathematic in school. And this makes me want to write this article.To help people like me before with no clue where to star and how to do a budget.

There is an epidemic of people just surviving paycheck to paycheck. I’m using the word surviving because that it’s what it’s, they’re surviving with what is left of their salary until the next one come. And this needs to stop, people need to stop living these ways.

“living paycheck to paycheck – it’s not really living anyway – it’s…

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Quick Guide: Renting vs. Buying

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Are you thinking moving and not sure which route to take? To rent or own?

There are a few things to consider when trying to decide what works best for you and your family…

Are you financially ready?

If you’re buying, you’ll need a down payment to pay upfront that will fund the equity in the property that proves to lenders you’ve got skin in the homeowner game. The amount you’ll need varies, but the standard preferred amount is 20% and that often gets you the best rates.

When renting – in most cases – there’s no need for a hefty down payment. You may have to come up with a deposit, but it’s generally a lot less than the 20% usually required for buying.

Are you ready for monthly mortgage payments?

If you’re buying, this is the amount you’ll pay each month, which in most cases includes principal, interest (both of which are…

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The Golden Rule of Investing

Dividend Income Investors

What is the “Golden Rule of Investing”?

 “Think of all money you earn as a Potential source of Future Income”  

Don’t think in terms of how much money you have or have saved but rather how much money you can generate from what you have.

In other words, when you receive your pay check, of course you have to pay your bills. And some bills you will always have – electric, water, gas, phone, mortgage but those that you don’t is where you can get the money to finance your future.  A great example is your car. A lot of people buy a car – and of course they buy into the marketing that owning that luxury or high priced sports car is more fulfilling somehow. But what you need to consider how much future income did you give up for that little bit of prestige you got from…

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Diary of a Pseudo – Broke Girl

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There are times in a girl’s life, when the shopaholic brat, inside of her, blinds her choices and rules her actions. As a fashion lover, I can’t deny it, that part of me, wants to get its way more times than I can recall, but I tend to be very rational about it. Nevertheless, I am still only human.

When I opened my latest bank statement it felt like a punch to my gut. It left me panting for air. I was walking on Rebecca Bloomwood’s fuchsia furry boots, and it didn’t feel good. My eyes scrolled down the stiff paper trying to take in every number. There was no mistake. I could account for every figure on the statement.

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Money on my Mind – (Investing) Differences between an IRA, Roth IRA vs 401K – Pros & Cons and Tax Benefits

Be Like Water

This is a video describe what an IRA (Individual Retirement Account) is. We cover the basics of a Roth IRA a traditional IRA and a 401k plan. In this video we go over the pros and cons of a roth ira and a traditional ira and compare them to each other. We explain the tax benefits or tax savings that can be taken advantage of by investing in an IRA (Individual Retirement Account)

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Happy Small Business Saturday!!! – Support local business stores around your community

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Small Business Saturday is an American shopping holiday held on the Saturday after US Thanksgivingduring one of the busiest shopping periods of the year

First observed on November 27, 2010, it is a counterpart to Black Friday and Cyber Monday, which feature big box retail and e-commerce stores respectively. By contrast, Small Business Saturday encourages holiday shoppers to patronize brick and mortar businesses that are small and localSmall Business Saturday is a registered trademark of American Express corporation.

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In 2010 the holiday was conceived and promoted by American Express via a nationwide radio and television advertising campaign. That year Amex bought advertising inventory on Facebook, which it in turn gave to its small merchant account holders, and also gave rebates to new customers to promote the event.

American Express publicized the initiative using social media, advertising, and public relations. Many local politicians and small business groups in the United States issued proclamations concerning the campaign, which generated more than one million Facebook “like” registrations and nearly 30,000 tweets under the Twitter hashtags #smallbusinesssaturday and #smallbizsaturday

Leader of the Pack (Business Philosophy) – The ONLY way is UP

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There is a reason why Owls are the Wiset birds – They’re night Owls (Are Night Owls smarter?)

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INTELLIGENT PEOPLE ALL HAVE ONE THING IN COMMON: THEY STAY UP LATER THAN YOU

According to ”Psychology Today,” intelligent people are more likely to be nocturnal than people with lower IQ scores. In a study run on young Americans, results showed that intelligent individuals went to bed later on weeknights and weekends than their less intelligent counterparts.

In ”Study Magazine,” Satoshi Kanazawa, a psychologist at the London School Of Economics And Political Science, reported that IQ average and sleeping patterns are most definitely related, proving that those who play under the moon are, indeed, more intelligent human beings.

His analysis goes back to ancient times, asserting the idea that even in primitive years, people have been known to rise and fall with the sun.

Average brains were conditioned to follow this sleep pattern, while the more inquisitive, intellectual ones want to defy that pattern and create their own.

It’s an unconscious defiance that comes from refusal to acquiesce to the idea of mass appeal.

These findings are reported by “Study Magazine” as such:

Bedtimes and wake-up times for Americans in their 20s by IQ.

Very Dull (IQ < 75)
Weekday: 11:41 pm -7:20 am
Weekend: 12:35 am -10:09 pm

Normal (90 < IQ < 110)
Weekday: 12:10 am -7:32 am
Weekend: 1:13 am -10:14 am

Very Bright (IQ > 125)
Weekday: 12:29 am -7:52 am
Weekend: 1:44 am -11:07 am

Those with IQs less than 75 went to bed by 11:30 pm on weeknights in early adulthood, whereas those with IQs over 125 went to bed around after 12:30 am. This is no coincidence.

The data supports the notion that all night owls feel: the only real time for living is after everyone’s gone to bed.

Only after dark can we learn, absorb and study the effects of the day. It’s a necessary self reflection that few humans take the time to make.

There’s something to be said about those who fight the urge to sleep and explore that block of uncharted time that so many who always have their eyes closed will never see.
SUNJACK

THEY GET TIME TO DAYDREAM

All those dreams you can’t have during the day, when you’re snapped out of them by friends, family and work, are finally given time to run around.

Free to play in the open spaces of your mind, you can swim in all those thoughts you hid under your desk or behind mounds of paper work. It’s the most creative time of day, along with the most liberating.

It’s by the nightfall that your most uninhibited and passionate sides are explored. It’s the time to unleash your innermost desires and allow yourself the freedom that’s masked behind the taunting exposure of sunlight.

The night is for testing your limits and challenging yourself. It’s for discovering those passions you suppress all day and breaking down all those rules your parents made to protect you.

It’s the time to dig into those hidden corners of your mind and unknown trails of your subconscious. It’s a time of self-expression that can only be unlocked at night and evaluated by day.

THEY ARE ANTI-ESTABLISHMENT

Staying up late has been, and always will be, an act of rebellion. A defiance of the nine-to-five, the very habit of staying up late is revolutionary. Since ancient times, there is evidence that society condoned the night owls.

In the academic paper, “Why The Night Owl Is More Intelligent,” published in the journal “Psychology And Individual Differences,” it’s widely assumed that for several millennia, humans were largely conditioned to work during the day and to sleep at night.

While those who defy the trend, are more likely to “acquire and espouse evolutionarily novel values and preferences than less intelligent individuals.”

These “novel values” become the building blocks of leaders. They are the makings of revolutionaries, inventors and explorers. They are the ones who makes sacrifices and defy the societal pressure to follow the masses.

It’s no surprise that those willing to stay up late, to explore the uncharted territory of night, are more inquisitive.

They are more apt to make discoveries and challenge authority. They want to expand their mind, not shut it off just because people tell them it’s time for bed.

THEY ARE MORE OPEN-MINDED

Things that happen at night are things you can’t get away with during the day. It’s the time of utter licentiousness, of underhanded transactions and unseemly occupations.

It’s when the bars are opened and the poets write. It’s when musicians pore over instruments, geniuses have their breakthroughs and artists come alive. According to “Esquire,” it’s also when you have the most sex.

Healthy sex lives and late curfews are indeed, positively correlated. Those reported to have later bedtimes were buying more sex toys and having more sex than their sleepier counterparts.

One sex shop worker believes that intelligence is correlated with open-mindedness, which in turns correlates with a more open sex life.

Those who are willing to stay awake, who yearn for the mysteries of nightfall, are exposed to an array of discoveries that those who stay asleep will never know. It’s those who are willing to test their limits and explore in the dark who will bring more light to the day.

THEY ARE PROACTIVE

The early bird may get the worm, but the night owl gets the whole jar. While the early risers may get up to see the first worm crawl its way to the wet surface, the night owl gets to them before they burrow under.

Getting up early is most definitely proactive, but staying up late is just as fruitful. Those who stay up get hours ahead, rather than the one or two an early riser gains.

There are things to be explored at night that early risers will never experience. There are ideas formulated and tasks completed that early risers never get to finish.

Because at night, there is dawn and a new day in front of you. But by morning, there’s just the bleakness of night and the daunting end of another day.

Credit: Elite Daily

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