How Are You Spending Your Tax Refund?

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Andy Anderson

Refund Coming at Tax Time!Have you received your refund yet? What are you planning to do with it?  Are you going to pay bills?  Take a vacation?  Save it?  If you’re not sure what to do with it, here are some smart ideas for what to do with your tax refund.

Create an emergency fund

According to a recent Bankrate survey, about 3 out of 10 Americans do not have an emergency savings fund.  These funds come in handy when you have home, car, medical and other unexpected expenses for which you have not budgeted.  Financial experts recommend saving up to six months’ worth of your regular monthly bills.  By doing so, you will have a safety net if you lose your job. For the last few years, my wife and I treated our refund as “found money” and put it in a savings account.  This came in handy when we needed to replace an A/C…

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11 Really useful tips for saving money while you travel 

Little Grey Box

Saving money before you hit the road is one thing, controlling your holiday-self and keeping costs under budget while you travel is a totally different thing. Why? Because the second your feet hit that island paradise, beautiful city or far-off destination, your ability to make sound money-related decisions goes out the window (along with all that money you saved!) – don’t worry, I’m not judging you. I’m here to help you! Here are my very useful tips on how to actually save money while you’re travelling, without compromising on your holiday!

1. Get yourself a Multi-currency Cash Passport

I won’t lie, I was a bit unsure of travel cards because they never really made sense to me! I couldn’t understand why anyone would use them, but now I do… it’s because they save you money on bank and transaction fees! Australia Post offers a Multi-currency Cash Passport travel card which…

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Inside the Agora – The Power of Belief

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Inside the Agora – Is there virture in being nothing?

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My Dream City: CHI TOWN – Chicago (BLW Contributor)

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The Rutele Blog

Every chance that I get to travel, I take it by the horns. Traveling is one of those things that really helps me ease my mind and relax me from the daily hustle.

Ever since I was a little girl I was very intrigued with Chicago. My parents actually worked there many years before I was born and the stories they told/tell me always intrigued me. It sounded so beautiful and like the perfect hub for all cultures. I especially used to love the fact that Lithuanians have a whole part of town where they group in order to keep our culture and customs alive, which can be hard when you move to a different country.

This past weekend I had the opportunity to travel to Chicago. I am blessed to say the least. The weather was beyond beautiful and the activities were beyond exciting! The fall season is here…

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Motivation Monday!!! – Take Control of your Life by Anthony Robbins

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Be Like Water

Boy on top of mountain enjoying the view

Anthony Robbins Motivation – Tony Robbins 5 Steps To Take Control Of Your Life Now

Tony Robbins has been an inspiration for millions. Love him and his philosophy or not, it is undeniable that he has had a positive impact on millions of people. He has sold over 30-million motivational tapes, published three best-selling self-help books, more than 2 million people attended his seminars and another 10,000 (including myself) have attended his mastery university in Hawaii. His core products include Get The Edge – Unlimited Power – Date with Destiny – Mastery University and more.
Here are the top 10 lessons that I learned from Tony Robbins:
1) By altering your body’s physiology, you can achieve an immediate change of your emotional state. The mind will follow whatever state your phsyical body is in and not vice-versa.

2) Ask specific questions of yourself (in your self-talk) to direct and control…

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Step into the Light by MLK (Peace in France)

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Motivation Monday – “No” is just a word

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Inside the Agora – What is Valuable? Matthew 6:19-21

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Friendship Break up (BLW Contributor)

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Accidental Blogger

Last week,  I was a part of a twitter chat on friendship and one of the last questions asked:

Q4 Have you ever had a friendship breakup?

Friendship breakups happen:

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