Millennials: Entitled? Or Simply Screwed?

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dont date(,) megan

Sometimes, as a Millennial, I get really resentful.  I get tired of the image of our generation being soft and entitled.  I’m tired of being told that we need to just “get on with it”.  This idea that we were simply given too many participation ribbons as children.

The fact is that the world has changed in the past decade… And Millennials are the fodder.

Tutitions began to rise and we came out  of university with record levels of debt.

Jobs, good and steady jobs, became a thing of the past, replaced by contracts that start and stop, and give very little security.

And, housing, dear God, housing.  In the Lower Mainland one can’t win.  Renting is too much.  Owning is too much.  We buy these little places, our small foothold into the market, and then can’t move up.

We put off marriage, babies, as we attempt to get a grip.

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Motivation Monday – Keep Searching (Happy Birthday Wes Anderson)

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Beginner Budgeting Tips

Finance in Heels

How many time have someone has said that they couldn’t buy something whatever they want, but the next week or next Monday because it’s paycheck? (they are living paycheck to paycheck

I heard this sentence twice a week, and I don’t talk to a lot of people. This really makes me think that we should teach young adults more about budgeting than mathematic in school. And this makes me want to write this article.To help people like me before with no clue where to star and how to do a budget.

There is an epidemic of people just surviving paycheck to paycheck. I’m using the word surviving because that it’s what it’s, they’re surviving with what is left of their salary until the next one come. And this needs to stop, people need to stop living these ways.

“living paycheck to paycheck – it’s not really living anyway – it’s…

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Quick Guide: Renting vs. Buying

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Spot

Are you thinking moving and not sure which route to take? To rent or own?

There are a few things to consider when trying to decide what works best for you and your family…

Are you financially ready?

If you’re buying, you’ll need a down payment to pay upfront that will fund the equity in the property that proves to lenders you’ve got skin in the homeowner game. The amount you’ll need varies, but the standard preferred amount is 20% and that often gets you the best rates.

When renting – in most cases – there’s no need for a hefty down payment. You may have to come up with a deposit, but it’s generally a lot less than the 20% usually required for buying.

Are you ready for monthly mortgage payments?

If you’re buying, this is the amount you’ll pay each month, which in most cases includes principal, interest (both of which are…

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Core core core (Ab Workouts)

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Evolution Gym Talk

The strength of any tree is in its trunk. Your strength comes from your core so make sure you build in some core strengthening to your daily routine.

Training with good form and taking strength from your core will work over time but some specifics will make a difference quicker.

Also take time for your back-” – between the two they are the things standing you up straight every day.

Some ideas from other sites below


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The Golden Rule of Investing

Dividend Income Investors

What is the “Golden Rule of Investing”?

 “Think of all money you earn as a Potential source of Future Income”  

Don’t think in terms of how much money you have or have saved but rather how much money you can generate from what you have.

In other words, when you receive your pay check, of course you have to pay your bills. And some bills you will always have – electric, water, gas, phone, mortgage but those that you don’t is where you can get the money to finance your future.  A great example is your car. A lot of people buy a car – and of course they buy into the marketing that owning that luxury or high priced sports car is more fulfilling somehow. But what you need to consider how much future income did you give up for that little bit of prestige you got from…

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Our own universe.

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Alisa Lifestyle

We always try so hard to please others. We seek acceptance and approval to feel better about ourselves. I’m not saying this is wrong, we need more selfless and generous people in the world but what we don’t do that should come before seeking approval from others is seek approval from ourselves. Accept ourselves. We are so much more than we may think. From outer space we may look like nothing but specks of dust in a universe so vast but within us is a light brighter than any sun in the sky, stars that could fill the universe and more. Within us is our own universe. No one else has the same universe as you so why do we hide it? Why do we push it away with doubt? Why don’t you let people see the beauty from within? Why don’t you see the beauty inside you?

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Diary of a Pseudo – Broke Girl

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RED ROSY CHIC

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There are times in a girl’s life, when the shopaholic brat, inside of her, blinds her choices and rules her actions. As a fashion lover, I can’t deny it, that part of me, wants to get its way more times than I can recall, but I tend to be very rational about it. Nevertheless, I am still only human.

When I opened my latest bank statement it felt like a punch to my gut. It left me panting for air. I was walking on Rebecca Bloomwood’s fuchsia furry boots, and it didn’t feel good. My eyes scrolled down the stiff paper trying to take in every number. There was no mistake. I could account for every figure on the statement.

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Money on my Mind – (Investing) Differences between an IRA, Roth IRA vs 401K – Pros & Cons and Tax Benefits

Be Like Water

This is a video describe what an IRA (Individual Retirement Account) is. We cover the basics of a Roth IRA a traditional IRA and a 401k plan. In this video we go over the pros and cons of a roth ira and a traditional ira and compare them to each other. We explain the tax benefits or tax savings that can be taken advantage of by investing in an IRA (Individual Retirement Account)

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List of common Chemicals that are making you Fat & Depressed

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Be Like Water

foods-that-will-make-you-depressed

We’ve all heard that if we eat too many calories, we’ll get fat. But there’s more to it: it’s not just the calories, but the chemicals, in our food that contribute to obesity.

Some of these chemicals — called “obesogens” — trigger our bodies to store fat even though we might be restricting calories. The effects are complex: some of these chemicals increase the number of fat cells, others expand the size of fat cells and still others influence appetite, cravings, fullness and how well the body burns calories. In addition to obesogens, other synthetic food ingredients have been shown to help us pack on the pounds and leave us feeling depressed, even when when we think we’re eating healthy.

To stop feeling that way, here are the top five chemicals to avoid in food.

  1. Growth Hormones & Antibiotics

Several drugs, growth hormones, steroids and antibiotics are routinely…

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