The Pyramid Of Mastery

The Improvement Factory

True mastery comes from being in balance with the most important areas of your life. Doing this is no easy task but if done correctly it will give an extraordinary quality of life. These areas are:

  • Physical Body
  • Emotions and Meaning
  • Relationships
  • Time
  • Career
  • Finances
  • Contribution and Spirituality

Each of these areas requires focus – neglecting any one of them can cause massive pain in your life. To create a life of true fulfillment, you must master all seven areas.While some areas may be stronger than others, it is important that you continue improve each of them. In doing so, you will create more balance in your life. This balance will allow you to create more momentum and power. Continual progress is the way you get bigger and better results while feeling more fulfilled.

To live an extraordinary life, you must know where you are and where you want to be …

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It’s Never Too Late…..Part 2

What Katy Did Next

Imagine if you could have a tete-a-tete with yourself. I wonder what your 50yr old would tell your 20yr old, because dreams we have in our early days don’t always go according to plan. They can take years to manifest themselves & we can become somebody quite different to the one we envisaged. Judith Chalmers ‘Wish You Were Here.’ Now she had my dream job! I could write about beautiful, exotic locations, try  delicious cuisine from around the world & persuade others to try it too…..surely it couldn’t be that hard? A smart flat in London & a second one in Milan (with a surname like Bellavia I could never go wrong in Italy) & my life would be sorted. If not a travel journalist/presenter, a tennis player was next on my list followed by anything to do with food & finally, something that involved singing. Well things didn’t quite

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Millennials: Entitled? Or Simply Screwed?

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Sometimes, as a Millennial, I get really resentful.  I get tired of the image of our generation being soft and entitled.  I’m tired of being told that we need to just “get on with it”.  This idea that we were simply given too many participation ribbons as children.

The fact is that the world has changed in the past decade… And Millennials are the fodder.

Tutitions began to rise and we came out  of university with record levels of debt.

Jobs, good and steady jobs, became a thing of the past, replaced by contracts that start and stop, and give very little security.

And, housing, dear God, housing.  In the Lower Mainland one can’t win.  Renting is too much.  Owning is too much.  We buy these little places, our small foothold into the market, and then can’t move up.

We put off marriage, babies, as we attempt to get a grip.

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Beginner Budgeting Tips

Finance in Heels

How many time have someone has said that they couldn’t buy something whatever they want, but the next week or next Monday because it’s paycheck? (they are living paycheck to paycheck

I heard this sentence twice a week, and I don’t talk to a lot of people. This really makes me think that we should teach young adults more about budgeting than mathematic in school. And this makes me want to write this article.To help people like me before with no clue where to star and how to do a budget.

There is an epidemic of people just surviving paycheck to paycheck. I’m using the word surviving because that it’s what it’s, they’re surviving with what is left of their salary until the next one come. And this needs to stop, people need to stop living these ways.

“living paycheck to paycheck – it’s not really living anyway – it’s…

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Quick Guide: Renting vs. Buying

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Are you thinking moving and not sure which route to take? To rent or own?

There are a few things to consider when trying to decide what works best for you and your family…

Are you financially ready?

If you’re buying, you’ll need a down payment to pay upfront that will fund the equity in the property that proves to lenders you’ve got skin in the homeowner game. The amount you’ll need varies, but the standard preferred amount is 20% and that often gets you the best rates.

When renting – in most cases – there’s no need for a hefty down payment. You may have to come up with a deposit, but it’s generally a lot less than the 20% usually required for buying.

Are you ready for monthly mortgage payments?

If you’re buying, this is the amount you’ll pay each month, which in most cases includes principal, interest (both of which are…

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The Golden Rule of Investing

Dividend Income Investors

What is the “Golden Rule of Investing”?

 “Think of all money you earn as a Potential source of Future Income”  

Don’t think in terms of how much money you have or have saved but rather how much money you can generate from what you have.

In other words, when you receive your pay check, of course you have to pay your bills. And some bills you will always have – electric, water, gas, phone, mortgage but those that you don’t is where you can get the money to finance your future.  A great example is your car. A lot of people buy a car – and of course they buy into the marketing that owning that luxury or high priced sports car is more fulfilling somehow. But what you need to consider how much future income did you give up for that little bit of prestige you got from…

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Diary of a Pseudo – Broke Girl

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There are times in a girl’s life, when the shopaholic brat, inside of her, blinds her choices and rules her actions. As a fashion lover, I can’t deny it, that part of me, wants to get its way more times than I can recall, but I tend to be very rational about it. Nevertheless, I am still only human.

When I opened my latest bank statement it felt like a punch to my gut. It left me panting for air. I was walking on Rebecca Bloomwood’s fuchsia furry boots, and it didn’t feel good. My eyes scrolled down the stiff paper trying to take in every number. There was no mistake. I could account for every figure on the statement.

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Money on my Mind – (Investing) Differences between an IRA, Roth IRA vs 401K – Pros & Cons and Tax Benefits

Be Like Water

This is a video describe what an IRA (Individual Retirement Account) is. We cover the basics of a Roth IRA a traditional IRA and a 401k plan. In this video we go over the pros and cons of a roth ira and a traditional ira and compare them to each other. We explain the tax benefits or tax savings that can be taken advantage of by investing in an IRA (Individual Retirement Account)

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Happy Small Business Saturday!!! – Support local business stores around your community

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Small Business Saturday is an American shopping holiday held on the Saturday after US Thanksgivingduring one of the busiest shopping periods of the year

First observed on November 27, 2010, it is a counterpart to Black Friday and Cyber Monday, which feature big box retail and e-commerce stores respectively. By contrast, Small Business Saturday encourages holiday shoppers to patronize brick and mortar businesses that are small and localSmall Business Saturday is a registered trademark of American Express corporation.

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In 2010 the holiday was conceived and promoted by American Express via a nationwide radio and television advertising campaign. That year Amex bought advertising inventory on Facebook, which it in turn gave to its small merchant account holders, and also gave rebates to new customers to promote the event.

American Express publicized the initiative using social media, advertising, and public relations. Many local politicians and small business groups in the United States issued proclamations concerning the campaign, which generated more than one million Facebook “like” registrations and nearly 30,000 tweets under the Twitter hashtags #smallbusinesssaturday and #smallbizsaturday

Leader of the Pack (Business Philosophy) – The ONLY way is UP

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