The Golden Rule of Investing

Dividend Income Investors

What is the “Golden Rule of Investing”?

 “Think of all money you earn as a Potential source of Future Income”  

Don’t think in terms of how much money you have or have saved but rather how much money you can generate from what you have.

In other words, when you receive your pay check, of course you have to pay your bills. And some bills you will always have – electric, water, gas, phone, mortgage but those that you don’t is where you can get the money to finance your future.  A great example is your car. A lot of people buy a car – and of course they buy into the marketing that owning that luxury or high priced sports car is more fulfilling somehow. But what you need to consider how much future income did you give up for that little bit of prestige you got from…

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Germany off the beaten path (BLW Contributor)

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My Random Musings

Have you tried to ingrain something in your brain so hard hoping that it will always be a great memory?

As I whizz past the endless fields,  the cattle and horses grazing, I try so hard to take in as much as of it as I can. I want to always remember these curvy country roads, the random horse-drawn carriage, mountain bikers and the endless motorcycle riders enjoying a beautiful spring day. I turn my head and I see the mountains dotted with houses and the vineyards on one side with a stream from time to time and an old church or castle if I look up in the distance.

The view while riding


Despite the fact that I’m not one for roller coasters or rides of any type, I don’t hesitate to get on the back of a motorcycle with my friend while he speeds down the  curvy country roads.

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When Freed From Its Past, Beauty and the Beast Has Its Own Brand of Magic

When Things Go Pop!

There is no real reason why a 2017 live-action remake of Beauty and the Beast should exist.

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The 1991 animated film is considered a masterpiece by many, the first of its kind to receive a Best Picture Oscar nomination. The characters are iconic, the songs legendary, the artwork exquisite. Even those who find the plot troubling and outdated would be hard-pressed to find that landmark ballroom scene to be anything less than spell-binding. In other words, why watch a remake when you can just watch the cartoon? Disney, equal parts studio and relentless marketing behemoth, has banked on moviegoers ignoring the cynicism to get swept in the nostalgia of their tale as old as time.

Beauty and the Beast tells the story of Belle, a young woman living in a small town in 18th century France who longs for more than her provincial life. That life is upended when her father is…

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Not OK, Oklahoma (The Abortion Bill)

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tiger's eye

SARA BUCHWALD (grade 11)

“OKLAHOMA, WHAT ARE YOU DOING?” was the text that popped up on my phone along with a screenshot, the contents of which were indistinguishable from the home screen. As I unlocked my phone to see what had caused such a dramatic reaction, I was not prepared for what I was faced with. The screenshot was of a BBC article and in a boldfaced black font the words, “A proposal which would force women to get permission from their sexual partner to allow them to have an abortion has passed the first hurdle in Oklahoma” jumped onto my screen. Any humor I had seen in such a seemingly over-the-top text vanished as I saw the severity of the single sentence.

According to Humphrey, the state legislator who wrote the bill, the fathers of these fetuses deserve a say in the decision of a body that…

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5 Reasons Why You Should Go to Iceland

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The Love Bungalow

It’s been eight days since I returned to my bungalow from the beautiful goodness of Iceland. It’s been my dream to go to Iceland way before it was cool-it was actually a quiz question on a “How well do you know Lindsay?” game at my 14th birthday as my #1 travel destination. I ended up going a few more places before making it to the land of fire and ice, but the timing ended up being pretty perfect (we have Instagram now!) My mom (remember her from her awesome guest post?) and I have this awesome tradition where we go on a fabulous trip every couple of years. Iceland marked four years since our last trip to Ireland and Scotland and now I can’t imagine waiting FOUR MORE WHOLE YEARS before another trip together because we always have the best time and laugh and laugh and explore everything.

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Iceland is…

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What is Montessori? 5 Ways to Begin

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What is Montessori?

Montessori is a form of education that offers a broad vision of education as an “aid to life”. It draws its principles from the natural development of the child. Letting each individual child’s inner directives freely guide them toward wholesome growth. Here is a great place to learn more about Montessori.

 Montessori Beginnings

I first started hearing about Montessori when my friends started having babies. One enrolled her daughter in a Montessori preschool because she had trouble concentrating in a normal preschool environment. My other friend actually taught at a Montessori preschool where her child attended. It was this friend who truly introduced me to the world of Montessori.

She told me it was all about letting your little one learn at their own pace, make their own decisions and when you get the choice choose natural products and activities. Noting that “You’re probably already Montessori and don’t even know it”. She was right.

Now that I’ve been consciously practicing Montessori for awhile I hear a lot of talk about what toys are appropriate or doubt about making your environment perfect. We are all on our own journey here and there isn’t a standard we all need to meet in order to practice this lifestyle.

You don’t have to go to church every Sunday to be Christian, likely you don’t have to include Montessori in every part of your life to practice Montessori.

 I’d like to think Montessori is more about the interactions you have with your child on a day to day basis, the way you act when given a chance to educate your child and how your child learns with a hands-on approach.

5 SIMPLE WAYS TO GET STARTED

  1. Ditch the plastic. Donate all the flashy, noisy plastic toys. I know this is by far the hardest step to follow through with. Truth be told we still have a few flash toys hiding away here that I just couldn’t bring myself to give away.
  2.  Respect your child. Yes, you are the adult but you can still show your child respect. Talk to her like you would an equal. Talking to the child, not AT the child.
  3.  Allow your child to make decisions. This works best when given 2-3 choices as not to overwhelm your child. For example, ask them whether they would like to wear the blue coat or the red coat today. This helps them with confidence and independence.
  4.  Let your child help you. Children want to learn. They want to help. It is very hard to let your child make a mistake that you can foresee but it is very important for them to learn the consequences of their actions. Obviously, if your child is in danger you should intervene. Helping with laundry, cleaning, cooking and gardening are all great ways to incorporate your child in everyday tasks.
  5.  Try not to say “No”. This one can be difficult. Instead of saying “No” you can say “We don’t play with those Tommy. How about we read a book.” It is always best to tell them exactly what they shouldn’t be doing and then give them a new activity to focus on. Try to create more “yes” spaces in our house. This allows the child to explore worry free.

With Montessori, my daughter is a much more confident and independent child. I am so happy with her progress I want to share my success with everyone. People starting their journey should know you don’t have to do everything perfectly to consider yourself Montessori. There are several guidelines but at the end of the day, you need to find a parenting style that suits you. So if you have to change the guidelines a bit to meet your needs then don’t stress. The Montessori police won’t be knocking at your door.

Also, don’t forget to subscribe today to get the next 4 posts about Montessori delivered straight to your email. Send me a message letting me know what else you would like to know about.

Do you practice this lifestyle in your home? What benefits have you experienced from this form of education? Leave me a message in the comments I’d love to know how your journey is going!

Check out other great articles from This Toddler Life

Success (BLW Contributor)

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Ricardo Hanley Jr.

“Success is liking yourself, liking what you do, and liking how you do it.” Explained eloquently by the Queen Maya Angelou who profoundly knew it. She started by saying “liking yourself”, which is the essential ingredient. For even King Marcus Garvey expressed “without self-confidence you are thrice defeated.” Self-love is above all lessons before any lessons are retained, before any succession is gained. Before knowing what your passion is, the fire to be tamed, by hands that love every inch of the body and soul it is attached too. A love for the mind, your precious tool which you use to direct you, aligned with universal laws which to this day remain. Succeed in knowing yourself, the internal and external nature which is ordered by seasons and led by our reasons. Success is starting with intents to finish, beginning with desires to change; it is pathworking, accessing visions to become…

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All you need is love …

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The Vintage Toy Advertiser

… and a little bit of Lego!


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Here are some pics from Lego set 21306, The Beatles Yellow Submarine. This was a Valentine’s day present for my wife who built it with our son while I snapped a few photos for the blog. I think the character likenesses of Paul, John and Ringo are pretty good, not so much for George though in my opinion. The Yellow Submarine itself is cool, funky and as psychedelic as you’d expect. The cockpit opens up for the Fab Four to get inside, and the set also comes with the character Jeremy Hillary Boob Ph.D.


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Will Lego follow on with other Beatles/musical themes? How about a 3D recreation of the Sgt Pepper album cover in mini figures? You can see my Beatles Corgi taxis here … so how about some Lego taxis to match? Some smaller sets would work well too, as the…

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“Moma” holic (BLW Contributor)

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Bodaciousjournal

You don’t SEE me, for on most days you only see- through Me

what you don’t seem to do is RECOGNIZE me- the woman in your team

To you I am the face of gender inclusion, a”Need-t0″ and not a “Must- Have”!

I am also a Mother, and you  believe that my brain probably fell -off, with the placenta at the time of birthing

Why else would you de-value me? Act as if its a favor and a blessing that I still have a job

Oh yes! I do prioritize my child’s need;

No, I don’t de-prioritize my work to be a good mother

What I do instead is learn to re-prioritize my work and life

I do 8 hours worth of work in 6 hours or less because I won’t take those networking and gossipy tea breaks

I will not worry about who gets the next promotion or watch Youtube at…

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What Happens On Skull Island Stays On Skull Island

robert is talking shut up

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Reader, I come to you with a broken heart. Have you ever invested so much into something that it consumed you? Have you ever felt a passion so strong that you genuinely believed that the object your affection was something that could define the rest of your life?

Do you know what it’s like to have that, and then lose it? Watch it slip through your fingers and make you ask yourself “Dear god, what did I do wrong?” Well, I do. I know that feeling all too well. And I’m here to share my story with you.

Kong: Skull Island is … a little mediocre.

Yeah, that’s what I get for being on the hype train. I was hoping that Legendary Pictures was finally going to be doing something interesting with this IP, especially since the Good-to-Bad Kong Movie Ratio, or GTBKMR, is so staggering even by giant monster movie…

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