The Golden Rule of Investing

Dividend Income Investors

What is the “Golden Rule of Investing”?

 “Think of all money you earn as a Potential source of Future Income”  

Don’t think in terms of how much money you have or have saved but rather how much money you can generate from what you have.

In other words, when you receive your pay check, of course you have to pay your bills. And some bills you will always have – electric, water, gas, phone, mortgage but those that you don’t is where you can get the money to finance your future.  A great example is your car. A lot of people buy a car – and of course they buy into the marketing that owning that luxury or high priced sports car is more fulfilling somehow. But what you need to consider how much future income did you give up for that little bit of prestige you got from…

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Cheat Day? More Like a Cheat Year.

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The Orange Cucumber

I chuckle to myself when I past by the produce section in my grocery store. I normally wouldn’t even be in the general vicinity of fruits and vegetables, but it is my only route to the candy isle.

I cannot lie about my pass, however. I used to eat my veggies. A proud mother I made her: There were no peas or carrots left on my plate.


What happened? Well, I am not sure. I remember being on diet. 30 days in and I was rolling. I then decided that I’ll allow myself to have a cheat day, since, you know, using food as an reward system is beneficial to your wellbeing.

I remember that day well. I start it off with a snickers bar. I then realized how much better it tasted than all the other crap I eating. It was eye opening. I mean, it was mouth opening…

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What is Detox and Do We Need It?

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Wellnessista

Detox diets appear to be pretty popular these days, people spend tons of money on detox teas and supplements, while others make money selling them. It is also an extremely controversial topic, with one side of people implementing detox diets in their lifestyles and other side rejecting all things detox. Which side is right and which is wrong? What is a detox? And ultimately, do we need a detox?

The truth is there is no right or wrong. There is such thing as a detox and it works to some extent, but given the right circumstances, detox is not necessary. So let’s discuss it all below.

What is a Detox?

Detox is a term used to describe the removal of toxins from the body, either natural or induced. It can mean a diet rich in foods that support natural detoxification, or a supplement that works that way. Detoxification can also…

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Amazing Things That Will Happen When You Learn to Enjoy Being Alone

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Be Like Water

aloneeeYOU’LL GET TO RECHARGE.

Often times when we’re surrounded by other people, we’re expending a lot of energy. Trying to keep others happy, make them laugh, soothe their egos, read their emotions, and all of the other rigors that come along with regular interaction.

It can be mentally draining if you’re constantly connected to other people. A little alone time lets you recharge and take a break from the emotionally and mentally taxing job of constant interaction.

YOU’LL REFLECT MORE OFTEN.

Your life is always moving at a crazy fast pace. So fast in fact, that it’s probably rare when you have a moment alone to sit and reflect on your life.

Being alone gives you the perfect opportunity for a little self reflection. Since you aren’t spending so much time processing the thoughts and feelings of others, it’s the best time to turn your focus inwards.

Solitude provides the perfect environment for…

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Money on my Mind – (Investing) Differences between an IRA, Roth IRA vs 401K – Pros & Cons and Tax Benefits

Be Like Water

This is a video describe what an IRA (Individual Retirement Account) is. We cover the basics of a Roth IRA a traditional IRA and a 401k plan. In this video we go over the pros and cons of a roth ira and a traditional ira and compare them to each other. We explain the tax benefits or tax savings that can be taken advantage of by investing in an IRA (Individual Retirement Account)

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Motivation Monday – Undefeated 

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Motivation Monday – Keep Moving Foward

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Health Benefits of Eating Nuts – Cashews can help Depression

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  • Nuts and seeds are rich in energy and nutrients. Nuts nutrition loaded with excellent source of monounsaturated-fatty acids (MUF) such as oleic and palmitoleic acids, which help to lower LDL or “bad cholesterol” and increase HDL or “good cholesterol.” Research studies suggest that Mediterranean diet that is rich in MUF to prevent coronary artery disease, strokes by favoring healthy blood lipid profile.
  • They are rich source of all important omega-3 essential fatty acids like Linoleic acid, a-Linolenic acid (ALA), Eicosapentaenoic acid, Docosahexonic acid Research studies have suggested that n-3 or ?-3 fats by their virtue of anti-inflammatory action help to lower the risk of blood pressure, coronary artery disease, strokes and breast, colon and prostate cancers. Omega-3 fatty acids also offer some benefits in conditions such as rheumatoid arthritis and in cases of Schizophrenia, depression and Alzheimer’s disease.
  • Nuts and seeds are the storehouse of health benefiting poly-phenolic flavonoid antioxidants such as carotenes, resveratrol, lutein, cryptoxanthin, etc. These compounds have been found to offer protection against cancers, heart disease, degenerative nerve disease, Alzheimer’s disease, and viral/fungal infections. Studies suggests that resveratrol in peanuts reduces stroke risk by alterating molecular mechanisms in the blood vessels, reducing their susceptibility to vascular damage through decreased activity of angiotensin (a systemic hormone causing blood vessel constriction that would elevate blood pressure) and increased production of the vasodilator hormone, nitric oxide.
  • Nuts nutrition is complete in the sense that in addition to calories, and vitamins, they are rich source of minerals like manganese, potassium, calcium, iron, magnesium, zinc, fluoride and selenium. Manganeseis a co-factor for the enzyme superoxide dismutase, which is a very powerful free radical scavenger. Potassium is an important component of cell and body fluids that helps controlling heart rate and blood pressure. Copper is required for the production of red blood cells. Iron is required for red blood cell formation. Fluoride is a component of bones and teeth and plays important role in prevention of dental caries.
  • They contain very good levels of vitamin-E, a powerful lipid soluble antioxidant. Vitamin E is required for maintaining the integrity of cell membrane of mucus membranes and skin; thus, protecting it from harmful oxygen-free radicals.
  • Nuts nutrition provides many vital B-complex groups of vitamins such as riboflavin, niacin, thiamin, pantothenic acid, vitamin B-6, and folates. These vitamins are essential for optimum health and well-being.

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Two handfuls of cashews is the therapeutic equivalent of a prescription dose of Prozac. Inside you, the essential amino acid L-tryptophan is broken down into anxiety-reducing, snooze-inducing niacin. Even more important, tryptophan is also made into serotonin, one of your body’s most important neurotransmitters.

Serotonin gives a feeling of well-being and mellowness, or as the Australians would say, “no worries.” This is such a profound effect that Prozac, Paxil and similar antidepressants usually either mimic serotonin or artificially keep the body’s own serotonin levels high. You can do the same thing with your food. And no one can tell us that beans, peas, cheese, nuts and wheat germ are toxic if you eat a lot of them!

Plenty of carbohydrates (starches) in your meals help tryptophan get to where it does the most good: in your brain. In order to cross the blood-brain barrier to get in, carbos are required. So cheese and crackers provides a better effect than the cheese standing alone. An egg or two on toast is better than just the egg. Beans, peas, and nuts already contain carbohydrate, so you are all set there.

Credit: Nutrition and You

Motivation Monday – Just Do It by Shia LaBeouf

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MAKE UP TO $1,000 OR MORE A WEEK W/ BEING A LYFT DRIVER 

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ENTER THIS REFERRAL CODE WHEN APPLYING: SISYPHUS1

Motivation Monday – Follow your Heart

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