Quick Guide: Renting vs. Buying

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Spot

Are you thinking moving and not sure which route to take? To rent or own?

There are a few things to consider when trying to decide what works best for you and your family…

Are you financially ready?

If you’re buying, you’ll need a down payment to pay upfront that will fund the equity in the property that proves to lenders you’ve got skin in the homeowner game. The amount you’ll need varies, but the standard preferred amount is 20% and that often gets you the best rates.

When renting – in most cases – there’s no need for a hefty down payment. You may have to come up with a deposit, but it’s generally a lot less than the 20% usually required for buying.

Are you ready for monthly mortgage payments?

If you’re buying, this is the amount you’ll pay each month, which in most cases includes principal, interest (both of which are…

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Our own universe.

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Alisa Lifestyle

We always try so hard to please others. We seek acceptance and approval to feel better about ourselves. I’m not saying this is wrong, we need more selfless and generous people in the world but what we don’t do that should come before seeking approval from others is seek approval from ourselves. Accept ourselves. We are so much more than we may think. From outer space we may look like nothing but specks of dust in a universe so vast but within us is a light brighter than any sun in the sky, stars that could fill the universe and more. Within us is our own universe. No one else has the same universe as you so why do we hide it? Why do we push it away with doubt? Why don’t you let people see the beauty from within? Why don’t you see the beauty inside you?

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Diary of a Pseudo – Broke Girl

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RED ROSY CHIC

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There are times in a girl’s life, when the shopaholic brat, inside of her, blinds her choices and rules her actions. As a fashion lover, I can’t deny it, that part of me, wants to get its way more times than I can recall, but I tend to be very rational about it. Nevertheless, I am still only human.

When I opened my latest bank statement it felt like a punch to my gut. It left me panting for air. I was walking on Rebecca Bloomwood’s fuchsia furry boots, and it didn’t feel good. My eyes scrolled down the stiff paper trying to take in every number. There was no mistake. I could account for every figure on the statement.

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Exercising versus Invoking the First Amendment (BLW Contributor)

Canary in the coalmine

No recipes this week. Well, unless it is THIS awesome recipe posted by Dragthepen….

Instead I give you my second installment of Sunday Afternoon Sermon. If you missed the first one, here it is: A New Addition… . I will find something extra interesting for next Sunday Dinner. For now… I hope you will read and comment… because this subject must be discussed if we are to move forward as a country.


Confession: I dabble in Humanist Philosophy.

Back in 2008, I briefly joined a Humanist Forum group. One of the first meetings introduced the concept of Libertarianism to the conversation. It was an interesting and lively debate.

I was not surprised to learn that Libertarians were just as guilty as other humans at picking and choosing what particular sections of philosophy they ascribe to… It seemed that Libertarianism, in the United States at least, had become the opposite…

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Motivation Monday – Undefeated 

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Motivation Monday – Keep Moving Foward

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Happy Small Business Saturday!!! – Support local business stores around your community

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Small Business Saturday is an American shopping holiday held on the Saturday after US Thanksgivingduring one of the busiest shopping periods of the year

First observed on November 27, 2010, it is a counterpart to Black Friday and Cyber Monday, which feature big box retail and e-commerce stores respectively. By contrast, Small Business Saturday encourages holiday shoppers to patronize brick and mortar businesses that are small and localSmall Business Saturday is a registered trademark of American Express corporation.

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In 2010 the holiday was conceived and promoted by American Express via a nationwide radio and television advertising campaign. That year Amex bought advertising inventory on Facebook, which it in turn gave to its small merchant account holders, and also gave rebates to new customers to promote the event.

American Express publicized the initiative using social media, advertising, and public relations. Many local politicians and small business groups in the United States issued proclamations concerning the campaign, which generated more than one million Facebook “like” registrations and nearly 30,000 tweets under the Twitter hashtags #smallbusinesssaturday and #smallbizsaturday

Motivation Monday – Just Do It by Shia LaBeouf

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MAKE UP TO $1,000 OR MORE A WEEK W/ BEING A LYFT DRIVER 

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ENTER THIS REFERRAL CODE WHEN APPLYING: SISYPHUS1

Motivation Monday – Follow your Heart

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Motivation Monday – Failure is just a part of Success by Self-Made Billionaire Sara Blakely