You know what’s good with a Donut? A Cappuccino – Happy Cappuccino Day!!!

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National Cappuccino Day is observed annually on November 8.

Traditionally prepared with espresso, hot milk and steamed-milk foam, a cappuccino is an Italian coffee drink.

The word cappuccino comes from the Capuchin friars and is the diminutive form of cappuccio in Italian, meaning hood or something that covers the head.   This popular coffee beverage got it’s name not from the hood on their habits but from the color of the hooded robes that the friars wore.  (The Capuchin friars is an Order of friars in the Catholic Church, among the chief offshoots of the Franciscans.)

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  • In 1945 Achille Gaggia invented the modern espresso machine which further popularized the cappuccino.
  • Mid 1990′s – Cappuccino was made more widely available to North Americans as upscale coffee houses sprang up.
  • Late 1990′s to Early 2000′s – Cappuccinos became popular in the United States concurrent with the boom in the American coffee industry.
  • Start of 21st Century – A modified short-cut version of the cappuccino started being served at fast-food chains.
  • While steaming the milk you must pay close attention to attain the correct ratio of foam, thus making the cappuccino one of the most difficult espresso-based beverages to make properly.
  • A skilled barista may create artistic shapes while he/she is pouring milk on top of the espresso coffee.

Credit: National Calendar Day

Leader of the Pack (Business Philosophy) – The ONLY way is UP

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Happy Coffee Day!!! – Benefits of Drinking Coffee before Exercising

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The study basically simulated your average morning: a mug of coffee to wake up, a little gym time, another cup with breakfast, followed by lunch. Fourteen participants completed two moderate workouts on a stationary bike: one where they took caffeine (equal to two 8-ounce cups of coffee or 4 cups of black tea) 90 minutes before the workout, and one where they took a placebo. When caffeinated, the participants reported the ride as way easier than it was without the stimulant.

Coffee before Exercising:

1) Enhanced Performance 

Time and time again, caffeine has been proven to be a powerful ergogenic aid – that is, something which contributes to improved performance during high intensity exercise. 

Studies reveal that after caffeine consumption, athletes can train for much longer and with more power/speed.

2) Boosts Focus

A pre-workout cup o‘ Joe can also boost mental focus during exercise.

Combined with the increase in endurance and power/speed provided, this can lead to extremely productive workout sessions, as you huff and puff with the seeming intensity of an international athlete.

3) Accelerate Fat Loss

Another benefit of taking a cup of coffee prior to lacing up your trainers is that caffeine is proven to provide a range of fat loss benefits.

Coffee can help burn fat as, during exercise, it causes the body to use fat cells for energy as opposed to glycogen.

What’s more, a caffeine intake correlates with increase metabolism, which forces your body to burn more calories during the day, and it also suppresses appetite, satiating those cravings which are oh so bad for your waistline!  

4) Diminished Muscle Pain

Studies also show that a pre-workout injection of caffeine can lead to decreased muscle soreness when exercising.

So whether you’re pumping iron or racing down the tarmac, a cup of coffee will help you perform more reps and allow you to run for further with less muscular pain, resulting in a much more effective workout.

Credit: Cafe 2 U

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Train, Eat, Rest, Repeat…10 Fundamental Fitness Principles

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#1: Perfect the Pushup

When Charles Atlas promised the men of America that he’d transform them from weaklings into masses of muscle, the fitness industry was forever changed. But “Dynamic Tension”—for all its faults—also had its strengths. It was a program based on the basics: bodyweight. As the legend goes, Atlas studied lions, noticing that animals had no exercise equipment. They had no gyms. Instead, they pitted one muscle against another. And dropping down and giving 10—or 20 or 50—should still have its place in your routine. “With proper form, your pushups and pull-ups are still the best exercises you can do. They engage your core with a functional push-pull action,” says Sims.

#2: Do It Right—or Stop Doing It

Focus on form. If your technique is all wrong, you might be doing more harm than good. Why? Misalignment means the biomechanics of movement are out of whack. …

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Money on my Mind – Habits of Highly Successful People

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GET UP INSANELY EARLY

It sounds scary, we know, but consider what would happen if instead of watching reruns of bad movies at night, you went to bed at a reasonable hour, thus allowing yourself to wake up early and be SUPER productive?

Waking up before anybody else allows you to work out the logistics of the day to come, track your time, and (most importantly) unplug for a few hours.

Take Paul Dejoe, who gets up at 4 a.m. (you heard that right) for maximum productivity:

What I was depriving myself from was time in the day where there was no pressure and no expectations. For the same reasons that I felt most creative on Saturday mornings and on planes, 4 a.m. has become a place of productive peace. That feeling is why I love what I do. I don’t need a vacation. I don’t need to step…

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Money on my Mind – San Francisco Guarantees Paid Family Leave – What are your thoughts on the ruling?

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On Tuesday, San Francisco became the first city in the country to mandate businesses provide fully paid leave for new parents. This was seen as the most recent move to address income inequality in the nation. The unanimously approved measure by the Board of Supervisors will allow new mothers and fathers six weeks of fully paid time off, a rarity currently offered to a few government sector workers and some private employees. Before the vote, supervisor Scott Wiener said, “The vast majority of workers in this country have little or no access to paid parental leave, and that needs to change.”

The Psychology of Blowing Your Money Away

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The psychological factors that encourage people to waste their hard earned wealth and a hidden (and enormous) benefit of precious metals ownership. This is a great video about how we all use our money and how advertising affects us on our decisions on purchasing goods or services. 

The Dragon’s Philosophy – School is always in Session

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Happy Winnie the Pooh Day!!! Which character best describes you?

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What Happens When You Win The Lottery?‬ & the big tax bite if you do win $1.5B Powerball

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According to CNBC, That estimated $1.5 billion prize is only if the winner opts to take the winnings in 30 payments over 29 years. If you want the money now in one lump sum, the jackpot is a mere $930 million, a cut of 38 percent.

Next up is the federal tax bill. Lottery winnings are taxed as ordinary income.

“If they win the jackpot, they’re going to be subject to the highest federal tax rate of 39.6 percent,” said Melissa Labant, director of tax advocacy for the American Institute of Certified Public Accountants. “It’s a lot more significant than folks expect.”

The U.S. government automatically withholds 25 percent of such large prizes if the winner is a citizen or resident with a Social Security number. For someone choosing the lump sum, that reduces take-home winnings by $232.5 million. Residents who don’t have a Social Security number, or fail to provide one, will have 28 percent withheld and foreigners, 30 percent.

Winners will have to pony up the remaining 14.6 percent in federal taxes come tax time in April 2017. That’s a bill of roughly $135.8 million you don’t want to forget about amid early splurges.

So after federal taxes, you’d be left with about $561.7 million.

Tallied up, a state and local tax bill could shave as much as another 15 percent — $139.5 million — off the lump sum, she said. That reduces your net winnings to as little as $422.2 million. (Those taxes may not be withheld, so factor that in as another tax bill come due next April.)

Still, it’s still better than having no money!!!