I tried writing all day yesterday, and I couldn’t come up with a good “E” word. I tried writing about elevator music, expectations, effectiveness, I even thought about cheating and misspelling a word so that it would start with E, but I couldn’t bring myself to do it. I was having a creativity block, and I couldn’t get out of it, so I decided the best thing to do is go to sleep, and wake up at 6:00am the next day so I could get writing, with a fresh head, with a couple hours before we had to get to work.I will be the first person to admit that I am not a morning person. I wish I was, but that’s just not the case. So this morning after half an hour of ignoring my alarm clock, 25 minutes getting into the shower, another five minutes brushing my teeth…
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Sometimes, as a Millennial, I get really resentful. I get tired of the image of our generation being soft and entitled. I’m tired of being told that we need to just “get on with it”. This idea that we were simply given too many participation ribbons as children.
The fact is that the world has changed in the past decade… And Millennials are the fodder.
Tutitions began to rise and we came out of university with record levels of debt.
Jobs, good and steady jobs, became a thing of the past, replaced by contracts that start and stop, and give very little security.
And, housing, dear God, housing. In the Lower Mainland one can’t win. Renting is too much. Owning is too much. We buy these little places, our small foothold into the market, and then can’t move up.
We put off marriage, babies, as we attempt to get a grip.
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How many time have someone has said that they couldn’t buy something whatever they want, but the next week or next Monday because it’s paycheck? (they are living paycheck to paycheck
I heard this sentence twice a week, and I don’t talk to a lot of people. This really makes me think that we should teach young adults more about budgeting than mathematic in school. And this makes me want to write this article.To help people like me before with no clue where to star and how to do a budget.
There is an epidemic of people just surviving paycheck to paycheck. I’m using the word surviving because that it’s what it’s, they’re surviving with what is left of their salary until the next one come. And this needs to stop, people need to stop living these ways.
“living paycheck to paycheck – it’s not really living anyway – it’s…
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Freelensing was first introduced to me over two years ago on a photography forum I belong to. Someone shared her experience of experimenting with detaching her lens to take pictures, and I marveled at what she came up with. The works were dreamy, flawed, blurry, photographic prose. I immediately grabbed my Nikon to try it out.
But…it didn’t work. I couldn’t see through the viewfinder, and only saw a black screen when I pressed the shutter button. What was going on?
Coming together on the forum, we soon discovered the problem: the aperture on my Nikkor lens was scrunching closed whenever I removed it from the camera. The only solution was to tape it open, or rig it with a piece of folded paper.
Annoyed, I gave it up for a while.
A few months (?) later, everything changed. I discovered the work of Irene Suchocki, and my interest…
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I’ve been feeling very unmotivated recently when it comes to painting.
To be completely honest, I just feel like I can’t be bothered. I feel lethargic and ‘heavy’ when I think about it, like it’s too much effort for so little in return (meaning either an unfinished painting or worse — a painting I dislike).
Lying in bed last night I remembered several conversations I’ve had over the past couple of years about the nature of motivation and inspiration, and how our feelings aren’t actually the most reliable gauge in terms of whether or not we should do something.
Feeling lethargic and unmotivated doesn’t have to stop me from being creative. In fact, no feeling has the power to prevent me from doing anything without my complicity.
I can complain of feeling horribly uninspired and still put paint on a canvas. I can feel moody and bored and still doodle on a…
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Are you thinking moving and not sure which route to take? To rent or own?
There are a few things to consider when trying to decide what works best for you and your family…
Are you financially ready?
If you’re buying, you’ll need a down payment to pay upfront that will fund the equity in the property that proves to lenders you’ve got skin in the homeowner game. The amount you’ll need varies, but the standard preferred amount is 20% and that often gets you the best rates.
When renting – in most cases – there’s no need for a hefty down payment. You may have to come up with a deposit, but it’s generally a lot less than the 20% usually required for buying.
Are you ready for monthly mortgage payments?
If you’re buying, this is the amount you’ll pay each month, which in most cases includes principal, interest (both of which are…
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Photo Credit: Frank Fanatic
Jackson Pollock’s style of painting, as exemplified by Convergence, is an important, innovative development in the history of painting. At the time of the painting, the United States took very seriously the threat of Communism and the cold war with Russia. Convergence was the embodiment of free speech and freedom of expression. Pollock threw mud in the face of convention and rebelled against the constraints of societies oppressions. It was everything that America stood for all rapped up in a messy, but deep package. On that same note, some of Pollock’s works were even sponsored by the Congress for Cultural Freedom (an anti-communist advocacy group founded in 1950), which was backed by the Central Intelligence Agency (CIA) (Karmel, 1999). The CIA appreciated Pollock’s style, because it steered clear of social realism and overt political gestures. Pollock’s abstract work was hard to decipher, but his rebellious nature and expressions of freedom were clearly evident.
What do you see?
ART – NOT DELIBERATE, NOT RANDOM, SOMETHING IN BETWEEN
What is the “Golden Rule of Investing”?
“Think of all money you earn as a Potential source of Future Income”
Don’t think in terms of how much money you have or have saved but rather how much money you can generate from what you have.
In other words, when you receive your pay check, of course you have to pay your bills. And some bills you will always have – electric, water, gas, phone, mortgage but those that you don’t is where you can get the money to finance your future. A great example is your car. A lot of people buy a car – and of course they buy into the marketing that owning that luxury or high priced sports car is more fulfilling somehow. But what you need to consider how much future income did you give up for that little bit of prestige you got from…
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